Now is the time to switch to a Team One Visa Platinum

You can rest assured knowing that we will not unexpectedly raise your interest rates, lower your credit line or charge unnecessary fees on your Team One Visa Platinum. Our card offers a low rate, no annual fees, no balance transfer fees and ScoreCard Bonus Points redeemable for gifts and travel.

If you have received a notice from your credit card company that your rates are going up, your credit limit has been lowered or that they will be charging new fees, it’s time to change. See video from WNEM.com.


Members that carry our Visa cards trust Team One Credit Union to provide an affordable card with no surprises, and you should too.

Click here to apply for a Team One Visa Platinum today! Contact us at 989.754.6575 if you would like personal assistance from one of our Member Service Specialists.

Suspicious CU@Home login - "TDSS rootkit"

In an effort to keep our online services convenient and safe for our Members, we want to make you aware of a potential security issue regarding your PC access to CU@Home.

Recently, a few Members have reported a pop-up message prompting them to enter their credit card information for verification because CU@Home failed to authorize their PC for login. This is a “phishing” attempt most likely caused by a virus and/or malware. In particular, through our research, it may very possibly be a rootkit known as “TDSS rootkit.”

A rootkit is like a virus that consists of one or more programs designed to hide the fact that a PC has been compromised. It can’t always be readily detected or removed by standard anti-virus software and typically requires special removal tools.

If you are receiving suspicious pop-up messages when logging into CU@Home, or any other secure websites, that ask you for personal information such as your credit card number, please do not provide it. If you have suspicions regarding the log-in process, please contact us.

Team One strongly recommends having your PC checked routinely by professionals for possible virus infection or system compromise. We also recommend that you change your CU@Home PIN and password as a precaution should you encounter issues with your PC being infected or compromised.

Please note that Team One is routinely audited by government agencies and independent security analysts to ensure the security of your information. We exceed all local and federal regulations for providing and operating technology as a financial institution.


Read the latest on "TDSS rootkit" on Google News.
See the Wikipedia entry for "rootkit".

Visa expiration phone scam alert

Please do not respond to an automated phone message indicating that your credit or check card is about to expire. It may prompt you to call back the following number: (843) 884-6884.

This is yet another phone scam.

Please note: Team One does not contact Members in this fashion.

Sign & Win $100

Now through March 31, 2010, when you use your Visa Check Card as a signature-based transaction six times or more, you'll automatically be entered into a drawing to win 1 of 10 $100 Visa Gift Cards to be given away!

By selecting Credit, your purchases are protected by Visa's Zero Liability Fraud Policy. Plus, you earn ScoreCard Bonus Points which can be redeemed for travel rewards, hotel discounts and great gifts.

Visit the Visa Promos page for details and for other great promotional offers!