Team One Credit Union and the Mid-Michigan Chapter of Credit Unions are proud to announce that we are sponsoring Habitat for Humanity's first deconstruct/reconstruct "green" house project!
The house, located at 1825 Lessur St, will be deconstructed inside and out, and then reconstructed using "green" and energy efficient resources. A Saginaw area family will be the recipient of the house.
Become a fan, follow our progress, and check out photos and videos of this "green" house project plus money-saving tips for your home on www.facebook.com/teamonecu.
Wednesday, October 14, 2009
Friday, October 9, 2009
Check Your Credit Report for Free
Did you know you are entitled to a free credit report from each of the national consumer credit reporting agencies once every 12 months? Visit the official AnnualCreditReport.com website. (To ensure that you are visiting the legitimate site, type https://www.annualcreditreport.com directly into your address bar on your browser. Do not follow links from unknown sources as there are many fraudulent credit report websites.)
A periodic review of your credit reports will help ensure that the information it contains is accurate and that there has not been any fraudulent activity.
A periodic review of your credit reports will help ensure that the information it contains is accurate and that there has not been any fraudulent activity.
Thursday, October 8, 2009
September Design Contest Winners!
Congratulations to Kathryn (Saginaw), David (Caseville), and Nicholas (Saginaw) for being our PictureMyCard™ design contest winners for September! They each won a $50 Visa gift card for submitting their unique card designs.
View the winning designs.
Join the contest by designing your own personalized Visa Card at picturemycard.com.
Check out other cool card designs that Members have submitted.
View the winning designs.
Join the contest by designing your own personalized Visa Card at picturemycard.com.
Check out other cool card designs that Members have submitted.
Friday, October 2, 2009
New rules for bank credit cards
You may have heard or read in the news recently that the Federal Reserve approved the new consumer protection plan proposed by the Credit Card Act. This plan prohibits any interest rate increase in the first year after opening an account and any rate increase on an existing balance. Additionally, consumers under 21 must have parent or guardian permission or demonstrate the ability to make payments.
Many big banks and credit card companies have already begun to increase their lowest advertised rates an average of 20 percent before the regulation goes into effect on February 22, 2010.
Please note that Team One's credit card interest rates has always provided stable and relatively low rates for the members.
We are not increasing the interest rates on our Visa Platinum; they will remain starting at a fixed rate of 9.9% APR or 10.9% APR with ScoreCard Bonus Points.
Many big banks and credit card companies have already begun to increase their lowest advertised rates an average of 20 percent before the regulation goes into effect on February 22, 2010.
Please note that Team One's credit card interest rates has always provided stable and relatively low rates for the members.
We are not increasing the interest rates on our Visa Platinum; they will remain starting at a fixed rate of 9.9% APR or 10.9% APR with ScoreCard Bonus Points.
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